‘Debt is the worst poverty’ – Thomas Fuller Having debts to pay is one of the biggest sources of stress. It can be daunting to think of a payoff plan when you are overburdened with debts. But nurturing a sincere interest to be debt-free is the first step in any plan. Decide to […]
‘Debts are like children, the smaller they are, the less noise they make’ – Spanish proverb Paying off debt can be an exhausting and challenging process. Feeling enthusiastic initially and staying on track through the process are two different things. Here are ten tips to stay motivated while paying off debt: […]
‘Money is only a tool, it will take you wherever you wish, but it will not replace you as the driver’ – Ayn Rand There is an old adage that suggests that it’s not what we make but what we do with what we make that is important. This is the reason why […]
Mortgage payments are monthly instalments that you pay the mortgage lender towards repayment of your property loan. Very few of us can afford to buy a home without a loan (unless you happen to be fabulously wealthy) and mortgage loans help you buy a home. ‘Overpaying’ your mortgage means that you pay in […]
It’s always nice to have some extra money. The question is, how should you ideally use it? The three main options are: You can spend it This is the most tempting option for many. Although you may love to spend your spare cash on redecorating your home or going on holiday, try […]
Paying off your mortgage and being loan-free is a positive and confident feeling. An increasing number of people in the UK are working towards paying off their mortgages as early as they can so that they can now own their homes free and clear. There are simple, legal ways to pay off […]
It may seem strange to think about paying yourself first when you have a stack of bills waiting to be paid. But saving for your future takes precedence over other financial obligations. The concept has a host of financial and psychological benefits to offer. You may be interested to know that Britain has […]
Debt is up there with death and divorce as one of the major causes of negative stress. The feeling of being overwhelmed by debt causes physical and mental pain, from headaches and sleeplessness to panic attacks and nervous breakdowns. Debt enables us to have instant gratification of our wants – without having […]
Not happy with your current credit card? With numerous credit card companies vying for consumer attention, you can opt for one that offers more favourable terms. When should you consider switching credit cards? Sometimes, we can get so used to using the same credit card that we don’t compare offers and rates with other […]
‘People used to live from pay cheque to pay cheque, now they live from credit card payment to credit card payment’ – Robert Kiyosaki Credit cards are consumer money tools that should be used for convenience and not as a quick-fix for buying things you can’t really afford. Here are 3 super tips […]