The vast majority of adults in the United States have access to a credit card of some description. Whether it’s a ‘bad credit’ card, a platinum, only-for-the-wealthy card, or anything in between, the chances are you have one – or have had one in the past. However, these little cards are actually […]
Most people soon come to the realisation that’s what in the balance isn’t the only indicator of financial health. The ability to borrow, and the freedom to borrow on good rates, is just as important. However, that access is often dictated by your credit score, which you might learn isn’t in as […]
When we were younger, debt seemed to be something we wouldn’t have to worry about in quite some time. The conversations steered around mortgages and car loans; the kind of debt grown-ups have, in other words. Little did we know that we’d be swimming in it ourselves after just a few […]
There are few words in the modern world scarier than “debt.” Most of us hear the word debt and assume that it’s a sign that you’re in some kind of unfixable financial meltdown. And, for a lot of people, that can be the case. Getting into debt can often feel like you’ve […]
Trying to find new ways of getting out of debt is almost like a routine for many families around the world. Everyday life for many people is no picnic, and when you have mouths to feed and children to clothe, the burden of getting out of debt can seem impossible. There are many […]
When you’re trying to clear debt you need to balance your finances so you’ve got more coming in than going out. But sometimes that just isn’t possible. You might find yourself in a position where, no matter how frugal you are, the debts are just too large to clear with your current income. […]
Credit scores and rating, they can be a bit confusing can’t they? But those little numbers and figures can have a huge effect on your life. In fact, they can stand in the way of significant life purchases such as cars and homes. So, with that in mind here is a quick guide […]
Clearing debt a large debt is a monumental task that involves a lot of budgeting and saving for what seems like an eternity. Cutting that gap between what you bring in and what you pay out is the key to paying down that debt, but it goes further than that. The order that […]
Getting a personal loan is always a difficult job, especially when your credit score is low. Credit score goes down for many reasons. It is not all about paying the credit card bills on time. Even though you give the bills on time, you may observe that your credit score is low. […]
Have you heard about the upcoming PPI deadline? If not, don’t worry. We’re here to tell you all of the crucial information about the deadline and how you can make a claim within plenty of time. The official promotion of the PPI deadline was launched on 29th August, with a £42 million ad […]