This might seem like a strange concept ‘saving money on the cost of a loan’, but it is something that it is worth thinking about. The fact is that loans never come free, they always come with a rate of interest attached to them, and additional fees for late payments. Loans might give […]
Most of us will experience debt in some kind during our lives. Thankfully, most of it is only minor and won’t damage our finances. But getting into any kind of debt can be very worrying. To help you get some peace of mind about your current debt situation, here are some of […]
You might think that being in a little debt won’t hurt you, but that’s the kind of attitude that might well set the ball rolling on a big debt problem. We all, in this society, need to take debt a lot more seriously than we currently do if we want to ditch the debt […]
When you’re heavily in debt, it consumes every aspect of your life. It’s on your mind in the morning, during work, and then at night. Slowly but surely, however, you begin paying down your debt, and eventually, you can see the light at the end of the tunnel. Then will come the day, […]
When you’re trying to climb your way out of debt, chances are you’ll start looking at your budget to see where you can make savings, and start spending less money each month. This is, of course, a sensible way to start getting your finances under control, but there is something else you could […]
Catching yourself early when falling into debt can, in fact, be your saving grace. People who let their debts get on top of them may feel like there’s a mountain on their shoulders. However, this is actually the opposite of what is going on. Rather than a large weight, they have willfully […]
There’s already plenty of debt advice on this blog, but our previous articles mainly focus on singular debt. This is where you only have one type of debt to pay off to one organisation or person. It could be credit card debt, a student debt, a mortgage, or a personal loan. But, […]
The vast majority of adults in the United States have access to a credit card of some description. Whether it’s a ‘bad credit’ card, a platinum, only-for-the-wealthy card, or anything in between, the chances are you have one – or have had one in the past. However, these little cards are actually […]
Most people soon come to the realisation that’s what in the balance isn’t the only indicator of financial health. The ability to borrow, and the freedom to borrow on good rates, is just as important. However, that access is often dictated by your credit score, which you might learn isn’t in as […]
When we were younger, debt seemed to be something we wouldn’t have to worry about in quite some time. The conversations steered around mortgages and car loans; the kind of debt grown-ups have, in other words. Little did we know that we’d be swimming in it ourselves after just a few […]