If you think about all the money flying into, and probably just as much, out of, your various accounts over the years, it probably would not surprise you there you may be missing a penny or two here and there.
The truth is, you are probably missing more than pennies. It is likely that pounds themselves may have mounted up and you very likely haven’t even noticed.
But let’s admit it, wouldn’t it be lovely to have a little extra cash – especially more appealing once you realise that it is yours to begin with? The good news is that you can. The even better news is that it takes minimum fuss and mere moments to do.
Were you mis-sold your mortgage or pension?
There are a number of various ways in which you may have been unwittingly mis-sold a pension or mortgage. For example, you may have been encouraged to consolidate any debts into your mortgage, you might have been advised to extend your mortgage or you might even have been granted a mortgage that your lender or advisor should have known would have been unaffordable for you to maintain. The reasons you may have been mis-sold a mortgage vary, but the deciding factor is whether your lender or advisor treated you fairly.
Companies such as Mis-Sold Mortgage Expert can advise you on your position and lead you through the process of recovering any money owed to you if it is found that you were indeed mis-sold a mortgage. Once it is established that you have a valid claim to make you will be designated a specialist who will work to get you the compensation you deserve.
Find lost bank accounts
Bank accounts that you own that now lay dormant because you didn’t continue using them, moved home and didn’t update your details or simply just forgot about them may be another equivalent to finding some loose change – or more – down the side of an old sofa.
Regardless of how long it has been since you last used your account, or whether you remember the details of them at all, the money is still yours.
Tracing old bank accounts is easy and doesn’t take long to do. Click here to read our article on how to find lost bank accounts.
Don’t miss the PPI deadline
There has been a lot of talk about PPI claims but if you have been letting it go in one ear and out of the other, it might just be time to sit up and take notice.
It has been over ten years since it was found that banks had been mis-selling PPI policies to customers to the tune of billions of pounds.
Following the successful recovery of funds to millions of customers, the Financial Conduct Authority has announced a deadline for PPI claims so the clock is now ticking. If you still haven’t looked into whether you are owed money, check out our article on everything you need to know about the PPI deadline now.