5 Great Reasons to Overpay Your Mortgage

concept of mortgage and savings

    Mortgage payments are monthly instalments that you pay the mortgage lender towards repayment of your property loan. Very few of us can afford to buy a home without a loan (unless you happen to be fabulously wealthy) and mortgage loans help you buy a home. ‘Overpaying’ your mortgage means that you pay in […]

5 Reasons Why You Must Pay Yourself First

Pay Day

    It may seem strange to think about paying yourself first when you have a stack of bills waiting to be paid. But saving for your future takes precedence over other financial obligations. The concept has a host of financial and psychological benefits to offer. You may be interested to know that Britain has […]

How to Switch Credit Cards the Right Way

plastic galore

  Not happy with your current credit card? With numerous credit card companies vying for consumer attention, you can opt for one that offers more favourable terms. When should you consider switching credit cards? Sometimes, we can get so used to using the same credit card that we don’t compare offers and rates with other […]

Living Below Your Means: Why Is Such An Easy Concept So Hard To Implement?

credit card debt payment

‘There is no dignity quite so important and no independence quite as impressive as living within your means’ – Calvin Coolidge Everyone knows that in order to be financially secure, you must spend less than you earn. This truth has been recognised and appreciated right from olden times. Why is it so difficult to actually […]