Living Below Your Means: Why Is Such An Easy Concept So Hard To Implement?

credit card debt payment

‘There is no dignity quite so important and no independence quite as impressive as living within your means’ – Calvin Coolidge Everyone knows that in order to be financially secure, you must spend less than you earn. This truth has been recognised and appreciated right from olden times. Why is it so difficult to actually […]

6 Common Reasons Businesses Fail – and How You Can Stop Them Happening To Yours

Woman's Hand Playing Domino

    ‘Experience is simply the name we give our mistakes’ – Oscar Wilde Businesses may fail due to various reasons and being aware of these situations can help you cope better with potential problems. Why do businesses fail and what can you do to stop it from happening to yours? Here are six of the […]

5 Low-Cost Businesses That You Can Start Today

Bank of idea

    Looking to start your own business but don’t want to invest heavy capital? The good news is that there are plenty of low-cost business ideas where you can earn money starting from today. You may want to keep in mind that service-based businesses are easier to start with low-cost compared to product selling. […]

Why You Should ‘Work Smarter, Not Harder’ to Earn More Money

work smarter advice in wood type

    It’s not always about how hard you work but how much work you actually get done that provides the key to making more money. Everyone works to achieve success in the form of wealth, recognition or personal satisfaction. But sometimes, plucking more chickens is not the answer. You may have to re-examine your […]

7 Things You Should Be Doing to Create Financial Independence

number seven on running track

  ‘Save money and money will save you’ – Jamaican proverb While financial independence may mean different things to different people, all ideas have one thing in common: Financial independence can only be achieved when you have a firm plan in place. You can always amend or change your plan along the way, but in order […]

Why Setting Personal Goals are Vital for Success

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                              ‘A goal is a dream with a deadline’ Napoleon Hill Setting goals is vital if you want to achieve wealth and success. Setting personal goals helps us establish a greater sense of control over our time and energy. In a research study conducted on Harvard students, […]

Making Money while you Sleep: Why Passive Income Works

Too early

    Do you feel tired and low after days of relentless, exhausting work? Are you interested in reducing reliance on a single source of income? If the answer to the above questions is in the affirmative, you might want to explore alternative avenues of income generation. When we use the popular euphemism ‘9 to […]