Why Diversifying Your Income Will Improve Your Life

differenza e fantasia

      While investment diversification is a fairly popular concept, few people realise that diversifying your income is equally  beneficial.It’s a good idea to diversify your income to create one or more streams of passive income. This way you maximise your income stream and at the same time protect yourself from job insecurity. Multiple […]

Living Below Your Means: Why Is Such An Easy Concept So Hard To Implement?

credit card debt payment

‘There is no dignity quite so important and no independence quite as impressive as living within your means’ – Calvin Coolidge Everyone knows that in order to be financially secure, you must spend less than you earn. This truth has been recognised and appreciated right from olden times. Why is it so difficult to actually […]

6 Common Reasons Businesses Fail – and How You Can Stop Them Happening To Yours

Woman's Hand Playing Domino

    ‘Experience is simply the name we give our mistakes’ – Oscar Wilde Businesses may fail due to various reasons and being aware of these situations can help you cope better with potential problems. Why do businesses fail and what can you do to stop it from happening to yours? Here are six of the […]

5 Low-Cost Businesses That You Can Start Today

Bank of idea

    Looking to start your own business but don’t want to invest heavy capital? The good news is that there are plenty of low-cost business ideas where you can earn money starting from today. You may want to keep in mind that service-based businesses are easier to start with low-cost compared to product selling. […]

Why You Should ‘Work Smarter, Not Harder’ to Earn More Money

work smarter advice in wood type

    It’s not always about how hard you work but how much work you actually get done that provides the key to making more money. Everyone works to achieve success in the form of wealth, recognition or personal satisfaction. But sometimes, plucking more chickens is not the answer. You may have to re-examine your […]

7 Things You Should Be Doing to Create Financial Independence

number seven on running track

  ‘Save money and money will save you’ – Jamaican proverb While financial independence may mean different things to different people, all ideas have one thing in common: Financial independence can only be achieved when you have a firm plan in place. You can always amend or change your plan along the way, but in order […]

Why Setting Personal Goals are Vital for Success

Set goal

                              ‘A goal is a dream with a deadline’ Napoleon Hill Setting goals is vital if you want to achieve wealth and success. Setting personal goals helps us establish a greater sense of control over our time and energy. In a research study conducted on Harvard students, […]