Compound Interest Explained

coin stacks on white

    Compound interest will have a different meaning to you depending on whether you are a spender or a saver. Compound interest can be your worst enemy or your best friend. Here is the thing: How you treat compound interest is how compound interest will treat you in return. Make compound interest work for […]

Budget Sheet Template

Diary and calculator

      Use this budget template below as a starting point to help you to create your budget plan. You can use the budget sheet for inspiration to create your own budget plan, or you can download and adapt it for yourself using the Budget Template.   Category Estimated Amount (per month) Actual Amount (per month) Difference […]

Money Magazines: 3 issues for £1

Moneywise Magazine

      Get a three month subscription to either Moneywise or Money Observer for only £1, giving you a saving of over 96% on each. You need to subscribe via the direct debit method to receive the special price offer but remember to cancel your agreement once you have received your third magazine in […]

How much is your habit really costing you?

heap of coins

    You might not notice the little bit of money frittered away on nothing much each day but small spends make a bid difference over time. That single chocolate bar at lunch every day, the newspaper to catch up on the world’s happenings, the bottle of wine or two a week to wind down with […]

Homemade Sausage Rolls

Homemade sausage rolls

      Love sausage rolls? Making your own takes just minutes to do. With just two ingredients you can bake a batch any time making them perfect for lunch boxes, snacks or picnics. Makes approximately 2 dozen buffet sized sausage rolls.   Ingredients: 400g sausage meat (or sausages with the skins removed) 1 x 500g […]

How short date shopping can cut your grocery bill by 70%

Expiry date printed on product box

    Every day thousands of pounds worth of perfectly edible food is thrown out in households all over the country because the sell by date has expired. WRAP.org.uk reported that the average family in the UK throws out approximately £60 worth of food and drink each month – that’s around £720 and 4.2 million […]